What Should I Avoid Doing After a Tree Hits the Roof?

A roof with a tree on it is structurally compromised. Walking on it can cause a partial or total collapse, risking serious injury. The weight distribution is unpredictable, and broken supports may be hidden. Allow the pros to make the first assessment of stability. They have the proper equipment and training to do this safely. Attempting to inspect the damage yourself, even from a ladder, is also hazardous and should be avoided.

Fallen trees often pull down power lines or damage your home's electrical mast. Never assume the power is off. Do not touch any downed wires or attempt to reset breakers if you see sparks, hear buzzing, or smell burning. If you suspect any electrical damage, contact your utility company immediately. Keep everyone, including pets, away from the area. Also, check for any damage to gas lines, as a leak can be extremely dangerous and requires immediate attention from your utility provider.

Notify your insurance company quickly, but avoid making assumptions about coverage. Do not authorize permanent repairs before an adjuster has seen the damage, as this can complicate your claim. Policies vary, and your insurer decides what is covered. Document everything with clear photographs, videos, and detailed notes from the start. Keep all receipts for any temporary measures you take, like tarps or hotel stays, as these may be reimbursable.